Finance app · personal and small business
Óbolo.
Every coin counts.
Every coin matters, and the app counts each one for you.
The obol was the smallest coin in ancient Greece. That is the thesis of the product: the smallest amount of money treated with the seriousness it deserves. Accounts, cards, budgets and Open Finance in an app that answers in 3 seconds whether the month is under control.
11
countries on Open Finance
8
languages
5
consolidation currencies
Coming to the stores · use it now in your browser
The whole month on one screen.
No spreadsheet, no surprises.
Real screens from the app, not mockups. The numbers come from a demo wallet.
01
Overview
Balance, income, expenses and the projection for month end. Open card bills and the forecast right below. The answer in 3 seconds: is the month under control?
02
Accounts
Checking, cash and investments kept apart, with a balance per group. A dollar account shows in its own currency and consolidated in reais, at the day's rate.
03
Cards
Current bill, due date and how much of the limit is gone. The bar turns red before you blow past it, not after.
04
Charts
The month's cash flow and income by category. Filter by period, category and account, with no spreadsheet to build.
05
Expenses from a photo
Photograph the receipt. The app reads amount, date and description, suggests a category and records it as expected, then reconciles it against the statement.
06
Banks in 11 countries
Brazil, the United States, the United Kingdom, Germany, France, Spain, Italy, Portugal, the Netherlands, Ireland and Canada. Each region uses the right connector.
07
Language and currency
8 languages and 5 consolidation currencies. You choose the language you read in and the currency your net worth adds up in.
Your bank abroad
adds up with the one here.
Anyone with an account outside Brazil knows the pain: one spreadsheet per country, an exchange rate done in your head, and never a single number. Óbolo connects to banks in 11 countries, each region with the right connector, and adds it all up in the currency you choose.
Each account keeps its own currency. A dollar balance stays in dollars, and shows up consolidated in reais, at the day's rate.
Óbolo reads your transactions. It never moves money for you.
Open Finance · 11 countries
- Brazil
- United States
- United Kingdom
- Germany
- France
- Spain
- Italy
- Portugal
- Netherlands
- Ireland
- Canada
Languages · 8
- Português
- English
- Español
- Français
- Deutsch
- Italiano
- 日本語
- 中文
Consolidation · 5 currencies
- R$RealBRL
- US$DollarUSD
- €EuroEUR
- £PoundGBP
- AR$Argentine pesoARS
Óbolo
Your money and your small company's money.
- Individuals organizing the month
- MEI and small companies
- Accounts in more than one country and currency
- On your phone, in minutes
Phanes
Operations with ERP, tax and BI.
- Companies from R$ 5 million to R$ 6 billion
- ERP, tax, inventory, manufacturing
- P&L, CEO/Board, valuation
- Consulting built into the contract
What is Óbolo?
Óbolo is IKKI's finance app for individuals and light business use (MEI, small companies). It brings together accounts, transactions, cards and bills, budgets, goals, reports and Open Finance in one place, on your phone or in the browser.
Why that name? What does "Every coin counts" mean?
The obol was the smallest coin in circulation in ancient Greece, one sixth of a drachma. To this day, an obol is the small contribution that carries weight through method and intent. The tagline works two ways: every coin matters, and the app counts each one for you. That is the thesis of the product, the smallest amount of money treated with the seriousness it deserves.
Do my banks sync on their own?
Yes. Óbolo connects to banks in 11 countries through Open Finance: Brazil, the United States, the United Kingdom, Germany, France, Spain, Italy, Portugal, the Netherlands, Ireland and Canada. Each region uses the appropriate connector. You connect once and the transactions arrive on their own.
Does it work with more than one currency?
It does. Each account keeps its own currency (a dollar balance stays in dollars) and the app consolidates the total in whichever currency you choose, at the day's rate. The consolidation currencies available are the real, the dollar, the euro, the pound sterling and the Argentine peso.
In which languages?
Eight: Brazilian Portuguese, English, Spanish, French, German, Italian, Japanese and Simplified Chinese. Switching is instant, inside the app.
Do I have to type in every expense?
No. Besides Open Finance pulling transactions from the bank, you can photograph the receipt: the app reads amount, date and description, suggests a category and records it as expected, to be reconciled against the statement later.
Can I use it for my company?
You can, at the light business level (MEI and small companies). The Wallets feature keeps personal money apart from company money, without mixing the two realities. For larger operations, with ERP, tax and BI, the right product is Phanes.
Can I try it already?
Yes. The demo is open at obolo.ai, in your phone or desktop browser, with nothing to install.
Is the app in the stores?
The iPhone and Android apps are in the final stage of publication. In the meantime, Óbolo runs in your phone's browser and can be installed to the home screen as an app (PWA), with the same experience.
Is my data safe?
Yes. Bank connections run over regulated Open Finance, the infrastructure is cloud with daily backup, and data is handled under the Brazilian data protection law (LGPD). Óbolo reads your transactions, it never moves money for you.
Start with the loose change.
The net worth comes later.
The demo is open, in the browser, with nothing to install.